Real deals. Real results.
We don't just talk about speed and certainty — here's the evidence. Every case study is a real deal with real numbers, showing exactly how we helped where others couldn't.
Bridge Expiring. Buyer Renegotiating. Default Interest Looming.
Penge refurbishment flip under offer. AF Credit provided a £485,000 no valuation bridging loan — desktop valuation only, default interest avoided.
Bought £475k, refurb £150k, sold £825k — £200k gross profit. But the sale didn't complete in time. AF Credit refinanced the existing bridge at 65% LTV with desktop valuation only, avoiding default interest. Contractor restriction resolved via solicitor undertaking.
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Existing Lender Refused to Extend. Completed in 10 Days.
Refurbished East London residence. Rebridge at full post-works value — no survey, no searches, hard deadline met.
Existing bridging lender refused to extend with a hard deadline looming. AF Credit rebridged at full post-works value — no valuation, no-search indemnity, completed in 10 working days.
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Multiple Lenders Declined. AF Credit Completed.
21-unit commercial-to-residential conversion. No valuation, no build warranty at drawdown, second fix stage.
Developer needed capital to complete second fix on a 21-unit Manchester conversion. Multiple lenders declined due to build stage, no warranty and no valuation. AF Credit structured a £325,000 facility at 35% LTV against the £3.9m GDV.
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£1,000,000 Raised. No New Valuation Required.
Prime gated Surrey residence. Existing RICS report audited and accepted — no surveyor instructed, no valuation fees, no delays.
An experienced developer needed rapid capital to fund a time-sensitive London commercial opportunity. A two-year-old RICS report was already on file. AF Credit audited it, accepted it, and completed — without instructing a single surveyor.
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10 Days Left. Completed in 9.
First-time BTL investor's deposit rescued after original lender withdrew 18 days in.
Savills auction purchase — original lender pulled out with the deadline looming. AVM valuation, gifted deposit cleared, dual rep legals. Completed one day inside the extended deadline.
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