Property auctions move fast. Once the hammer falls, you typically have 20 to 28 days to complete — far too short for a conventional mortgage. Bridging finance is the standard solution.
← All guidesEverything you need to know about arranging auction finance — before and after the hammer falls — including how bridging loans work, what lenders look for and how to meet your deadline.
Read the guide →Why a short-term window exists to buy good quality UK property at 10–25% below market value — and how bridging finance unlocks it for buyers who can move quickly.
Read the article →A real auction purchase completed well within the deadline — £40,500 gross loan, 75% LTV, 1.25%/month. How AF Credit managed the entire process end to end.
Read the case study →AF Credit provides bridging finance for auction purchases. We can provide indicative terms on the same day and aim to complete within your auction deadline.